As our loved ones grow older, they often need help with daily tasks and responsibilities. Highly Favored Family LLC offers professional home care in Raleigh, NC, to support seniors in living safely and comfortably at home. While these services provide personalized care, many families worry about how to cover the costs.
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The Cost of Home Care in Raleigh, NC
As of December 2024, the average starting cost for home care in Raleigh, NC, is $21.00 per hour. For a standard 40-hour workweek, this amounts to approximately $840 per week. On a monthly basis, based on 130 hours of care, the cost is around $2,730, according to Care.com.
This cost varies depending on the type and amount of care needed. For many families, figuring out how to pay for home care , can feel overwhelming.
Affordable Options for Home Care in Raleigh, NC
1. Tap into Home Equity
Homeowners can use their home’s value to pay for care services. Options like reverse mortgages and home equity lines of credit (HELOCs) provide access to funds that can help cover the cost of professional home care.
2. Use Life Insurance Settlements
Seniors can sell their life insurance policies for a lump sum, known as a senior settlement. This can be a great way to afford home care in Raleigh, NC, while reducing financial stress.
3. Veterans Administration (VA) Benefits
Veterans and their families may qualify for VA pensions like the Aid & Attendance program, which helps pay for home care services. Seniors in Raleigh and nearby areas can explore this option for affordable home care in Raleigh, NC.
4. Long-Term Care Insurance
Long-term care insurance covers various types of care, including in-home services. Seniors can use this insurance to pay for home care in Raleigh, NC, without worrying about out-of-pocket expenses.
5. Consult a Financial Planner
A financial planner can help families create a budget, explore resources, and find the best way to afford professional home care in Raleigh, NC.

Why Choose Highly Favored Family LLC
At Highly Favored Family LLC, we offer personalized care plans tailored to each senior’s needs. By focusing only on necessary services, we help families manage costs while ensuring high-quality care.
To learn more about our services for home care in Raleigh, NC, call us at 919-356-5647
Frequently Asked About Home Care in Raleigh, NC
What are the benefits for seniors in North Carolina?
For seniors in North Carolina, the benefits include access to healthcare services, Medicare, Medicaid, and other assistance programs, transportation services, financial assistance for low-income individuals, community programs and recreational activities, and support services like companion care and home care.
What are the requirements to be a caregiver in North Carolina?
To be a caregiver in North Carolina, you typically need to pass a criminal background check, complete relevant training and certification, undergo a physical examination, provide references, and demonstrate necessary skills and experience.
What is the difference between a caregiver and a caretaker?
A caregiver provides personal assistance and support with daily needs, such as bathing, dressing, feeding, and medication management, often for individuals who are elderly, disabled, or recovering from illness. In contrast, a caretaker focuses more on maintaining and managing the physical environment, such as a household or property, ensuring its safety, cleanliness, and functionality. While both roles involve care and support, their responsibilities and contexts differ significantly.
What does a caregiver do for the elderly?
A caregiver assists in meeting the daily needs of another person. Their responsibilities may include bathing, dressing, feeding, transportation, grocery shopping, housework, managing incontinence, aiding with mobility, preparing meals, dispensing medicines, and communicating with medical staff.
Is caregiver the same as nanny?
A nanny typically lives in the home and is available 24 hours a day, often with one day off per week. In contrast, a babysitter or caregiver provides care for children for shorter periods and then departs, or the children are picked up once their care ends.